Terms and Conditions

By accessing and using the website krelpamx.com (hereinafter "the Site"), operated by Krelpamx Servicios Financieros S.A. de C.V. (hereinafter "Krelpamx"), you agree to be bound by these Terms and Conditions. If you do not agree with any of these terms, please do not use our Site or our services. These terms constitute a legally binding agreement between you and Krelpamx.

Krelpamx provides consulting services in financial education, personal finance guidance, and connection with social support programs. Through our Site, users can: • Access educational information about personal finances • Request financial guidance consultations • Learn about available social support programs • Contact our team of advisors The services offered on the Site are informational and educational in nature. Krelpamx is not a financial institution regulated by the National Banking and Securities Commission (CNBV) and does not engage in financial intermediation, resource collection, or credit granting.

By using our Site, you agree to: • Provide truthful and up-to-date information when completing forms or registering for our services • Not use the Site for illegal or unauthorized purposes • Not attempt to access restricted areas of the Site or its systems • Not reproduce, duplicate, copy, sell, or exploit any part of the Site without our express authorization • Not transmit viruses, malware, or any destructive code • Not use the Site in a way that could damage, disable, or impair its operation

All content on the Site, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and data compilations, is the property of Krelpamx or its content providers and is protected by Mexican and international copyright, trademark, and intellectual property laws. The "Krelpamx" brand and associated logo are trademarks of Krelpamx Servicios Financieros S.A. de C.V. No license or right to use Krelpamx trademarks is granted without our prior written consent.

The information provided on the Site is exclusively for informational and educational purposes. Krelpamx does not guarantee the accuracy, completeness, or timeliness of the information presented. Under no circumstances shall Krelpamx, its directors, employees, or collaborators be liable for: • Financial decisions made based on the Site's information • Direct or indirect economic losses arising from the use of our services • Interruptions in the Site's operation • Errors or omissions in published content • Damage caused by viruses or other harmful elements that may affect your equipment This site is for informational purposes only and is not responsible for any loss of funds.

Our Site may contain links to third-party websites that are not operated or controlled by Krelpamx. We assume no responsibility for the content, privacy policies, or practices of third-party websites. We recommend reading the terms and conditions and privacy policies of any third-party website you visit.

These Terms and Conditions are governed and interpreted in accordance with the laws in force in the United Mexican States. For the interpretation and compliance of these terms, the parties submit to the jurisdiction of the competent courts of Mexico City, expressly waiving any other jurisdiction that may correspond to them by reason of their present or future domiciles, or for any other cause.

Krelpamx reserves the right to modify these Terms and Conditions at any time and without prior notice. Modifications will take effect from the moment of their publication on the Site. Continued use of the Site after the publication of changes will constitute your acceptance of such changes. We recommend periodically reviewing these terms.

For any inquiries related to these Terms and Conditions, you can reach us through: • Email: legal@krelpamx.com • Phone: +52 55 8421 7930 • Address: Av. Paseo de la Reforma 505, Floor 12, Col. Cuauhtémoc, C.P. 06500, Mexico City, Mexico • Business hours: Monday to Friday, 9:00 AM to 6:00 PM (Mexico City time)